Rob Carrick of the Globe and Mail reports that the banks may be taking more responsibility for people getting themselves in too deep: http://www.theglobeandmail.com/globe-investor/personal-finance/rob-carrick/banks-can-do-more-to-restrain-runaway-household-debt/article1918234/
I'm all for consumer choice and I don't want a paternalistic approach. At the same time, there needs to be a balance to the marketing messages of spend, spend, spend.
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